News | Personal Finance
20 Feb 2018 18:37
NZCity News
NZCity CalculatorReturn to NZCity

  • Start Page
  • Personalise
  • News
  • Sport
  • Weather
  • Shopping
  • Jobs
  • Horoscopes
  • Lotto Results
  • Photo Gallery
  • Site Gallery
  • TVNow
  • Dating
  • SearchNZ
  • NZSearch
  • Crime.co.nz
  • RugbyLeague
  • Make Home
  • About NZCity
  • Contact NZCity
  • Your Privacy
  • Advertising
  • Login
  • Join for Free

  •   Home > News > Business > Features > Personal Finance

    Stay in charge of your Christmas spending

    Christmas is fast approaching, but if you haven’t started your Christmas shopping, there’s no need to panic. A few simple strategies can help you get through Christmas with your wallet and your stress levels intact.

    10 December 2010
    Last minute gift buying can lead to impulse purchases and Christmas costs becoming higher than they need to be. So before you go shopping make a plan. Think about who you still need to buy for, what they might like and set a spending limit for each person. Remember it’s the thought that counts, not how much you spend.

    Making a shopping list and taking it with you is a good way to avoid making impulse purchases. This goes for the Christmas grocery shop as well. Think about how many people are coming for dinner and what you’ll have. Invite family members to contribute. People love bringing their special dish and it’s a great way to share costs.

    Make the most of shops offering free Christmas gift-wrapping, this will save buying wrapping paper and is one less thing to think about as Christmas Day approaches.

    If you can’t find the time to get to the shops, think about buying online. It can save time and makes it easy to compare prices and get the best deal.

    Avoid putting too much on your credit card. Unless you can pay it off in full when the bill arrives, Christmas will cost you more than you budgeted for.

    Try using the Christmas spendometer on Sorted.org.nz. It compares the costs of different payment methods so you can decide on the best way to pay for your Christmas purchases.

    © 2018 sorted.org.nz, NZCity


     Other Personal Finance News
     10 Sep: Spring clean your finances
     13 Aug: Plan ahead to give yourself a debt-free Christmas!
     10 Jul: Wise up to clear credit card debt
     07 May: Ways to prepare for the unexpected
     30 Mar: Time for a financial progress check
     10 Feb: Studying up on NZ Super
     10 Jan: Managing the back-to-school bills
     Top Stories

    RUGBY RUGBY
    McKenzie ready for playmaking pressure More...


    BUSINESS BUSINESS
    KiwiRail earnings up despite Kaikoura woes More...



     Today's News

    Entertainment:
    Rochelle Humes is relishing the prospect of feeling "glam" at the BAFTAs 18:35

    International:
    'Nuclear football' scuffle broke out during Donald Trump's visit to China 18:15

    Politics:
    Hunt continues in Ahipara firearm incident 18:05

    Entertainment:
    Donna Air has confirmed she split from James Middleton in December 18:05

    Education:
    Florida shooting: Students stage 'lie-in' to pressure White House on gun control 17:25

    Law and Order:
    Man 'distracted' after killing sex worker 17:25

    Environment:
    State of emergency: Christchurch, Buller 17:15

    Entertainment:
    Alexandra Burke feels the "strong spiritual presence" of her late mother when she's singing 17:05

    Rugby League:
    Be patient, Roosters NRL fans: Johns 16:55

    Politics:
    US partygoer angers Chinese authorities by stealing a 2,000yo terracotta warrior's thumb 16:45


     News Search






    Power Search


    © 2018 New Zealand City Ltd