A Napier resident says his section slid downhill during yesterday's floods - and he hopes his house will still there in the morning

But Chris Dale says his distressed Hospital Hill property is fully insured.

He says everything happened really quickly when the deluge hit - and he got out as soon as he could.

He says it's just a waiting game, while the rain continues.

He says his home, which is a precious asset, could get washed away.