Heidi Montag and Spencer Pratt can't afford to rebuild their home after it burned down in the Los Angeles wildfires

Heidi told Gold Derby: "Unfortunately for rebuilding, we just don't have the finances. We barely could pay the mortgage on that house. We spent our whole careers to put a down payment on it. So we're unfortunately in a place where we aren't looking to rebuild and we're not really sure where to go. We're kind of displaced at the moment.

"A lot of the community is in the same position, and that's just unfortunate. People don't realise that a lot of people can't rebuild. A lot of families bought their houses 40 or 50 years ago when it was a much cheaper part of LA.

" It's only recently become this enclave of luxury housing. It was never Beverly Hills before. A lot of these were generational homes that were passed down, and they can't rebuild.

"Unfortunately, for us right now, it's just not looking hopeful."

And the Masked Singer contestant admitted the loss of their home has had a lasting impact on their youngest son.

She said: "The family is doing well. I think it's really hard for my three year old. He keeps asking to go home and I'm like, it's not there. He says, 'I'll push it back up. I'm strong.'

"Every animal he sees, he says their house burned down. So it's really continuing to affect him a lot."

Heidi previously recalled the rush to leave her house when the fires started and how tough it was to decide what to try and salvage.

Speaking on Good Morning America alongside her husband, she said: "Spencer was like 'Grab anything you wanna keep..' and I was like 'How do you choose?' My brain actually stopped working because I was so overwhelmed with so many things you can't replace. So I grabbed my kids' teddy bears.

"It's a place that you love, that you live. That's a refuge from the world and to have that be gone is a really difficult concept to continue dealing with."

Heidi explained that she and Spencer were "house poor" prior to the fire, meaning that they owned their home outright but still have to work to pay for everything else.

She said: "We were house poor, as they call it, we have a house and everything else is a hustle, it's a grind. So, yeah, we're definitely counting every dollar that we make. We're working really hard. We take one trip a year."