News | Features
4 Dec 2024 21:27
NZCity News
NZCity CalculatorReturn to NZCity

  • Start Page
  • Personalise
  • Sport
  • Weather
  • Finance
  • Shopping
  • Jobs
  • Horoscopes
  • Lotto Results
  • Photo Gallery
  • Site Gallery
  • TVNow
  • Dating
  • SearchNZ
  • NZSearch
  • Crime.co.nz
  • RugbyLeague
  • Make Home
  • About NZCity
  • Contact NZCity
  • Your Privacy
  • Advertising
  • Login
  • Join for Free

  •   Home > News > Business > Features

    Christmas Giving That Makes You Happier Too

    Struggling retailers aren’t going to like this, but how about we make 2008 the year we stop spending ridiculous amounts on Christmas presents we don’t need – and often don’t even like?


    Even the gifts we do appreciate probably make us happier only briefly. The pleasure from owning something new fades in just a few weeks or months.

    And we need to balance it against the stress for a giver who spends more than he or she can afford. If we asked a child to choose between an expensive toy and a grumpy parent or a cheaper toy and a happy parent, we can probably guess which one most would choose.

    What to do about it, without killing the joy of Christmas giving?

    If everyone usually gives to everyone else in your family, how about allocating one giver to each person? Perhaps the oldest could give to the second oldest, who gives to the third oldest and so on, and finally the youngest gives to the oldest. And on Christmas day, when you are all together, you could draw names from a hat for next year. You might want to suggest a price range for the gifts.

    Another idea is to give a present, on behalf of your relative or friend, to someone in much greater need, via a charity. The following offer programmes like this:

    • ChildFund New Zealand: 0800 223 111 or www.childfund.org.nz

    • Fred Hollows Foundation: 0800 227 229 or www.hollows.org.nz

    • Leprosy Mission: 0800 862 873 or www.leprosymission.org.nz

    • Oxfam: 0800 600 700 or www.oxfamunwrapped.org.nz

    • Save the Children: 0800 167 168 or www.wishlist.org.nz

    • TEAR Fund: 0800 800 777 or www.giftsforlife.co.nz

    • Unicef: 0800 243 575 or www.unicef.org.nz

    • World Vision: 0800 245 000 or www.giftsofhope.org.nz

    You choose a gift from their catalogue – they range from chickens or seeds for a few dollars to more than $1,000 for clean water systems and the like – and the charity sends you an acknowledgement to give to your recipient.

    Or you could let the recipient choose their own gift within a price range. If the choice is made on Christmas Day, I’m sure the charity won’t mind getting the money after Christmas. This would increase the recipient’s involvement, and quite possibly their joy.

    In an intriguing article in the UK Independent earlier this year, researchers found, "regardless of how much income each person made, those who spent money on others reported greater happiness, while those who spent more on themselves did not."

    There’s a bonus, too. Money you spend on these gifts is eligible for the charitable donations tax credit, which no longer has a maximum amount. For every $100 you spend, you’ll get a $33.33 back from the government. Nice.

    I should note that last year, after I pulbished a similar list, a couple of people wrote to ask if these charities do actually deliver the goods.

    The answer, sometimes, is only sort of. Oxfam’s catalogue, for example, says "some flexibility is built in. Your donation will go towards funding programmes that include your gift and to other needs in that community project." That’s good enough for me.

    But what if there was outright fraud? I doubt if it would go unnoticed for long. Disillusioned workers would surely blow the whistle.

    Declining to give because the money might not go where it is supposed to go can be a great excuse for comfortable New Zealanders. Drop the meanness, and grab some of that "greater happiness".

    © 2024 Mary Holm, NZCity

     Other Features News
     10 Sep: Spring clean your finances
     13 Aug: Plan ahead to give yourself a debt-free Christmas!
     10 Jul: Wise up to clear credit card debt
     07 May: Ways to prepare for the unexpected
     30 Mar: Time for a financial progress check
     10 Feb: Studying up on NZ Super
     10 Jan: Managing the back-to-school bills
     Top Stories

    RUGBY RUGBY
    All Blacks second five Jordie Barrett is ready for more rugby to close out 2024 as he embarks on a temporary chapter abroad More...


    BUSINESS BUSINESS
    Trademarks that will never be used can be ‘bad faith’ business – a UK case has lessons for NZ and Australia More...



     Today's News

    Law and Order:
    Police are going door-to-door in Tokoroa looking for information on the mysterious death of Shane Edwards 21:17

    Entertainment:
    Selena Gomez doesn't "need anyone's approval" 21:14

    Entertainment:
    Kerry Katona was left terrified when masked thugs raided her property while she was at home 20:44

    Entertainment:
    Meghan, Duchess of Sussex is reportedly preparing to launch her lifestyle brand and her new Netflix show in the New Year 20:14

    Entertainment:
    Blur's Alex James almost went bankrupt when work dried up during the COVID-19 lockdowns 19:44

    Entertainment:
    Lala Kent doesn't intend to "reach out" to her 'Vanderpump Rules' co-stars after she was axed from the show 19:14

    International:
    South Korean President Yoon Suk Yeol could be facing impeachment after martial law declaration — here's what that process looks like 19:07

    Politics:
    More than 112-thousand people are homeless in New Zealand 18:57

    Entertainment:
    John Legend feels "so lucky" to be married to Chrissy Teigen 18:44

    Law and Order:
    More than 500 days after Christchurch Real Estate Agent Yanfei Bao went missing, a man has been found guilty of her murder 18:37


     News Search






    Power Search


    © 2024 New Zealand City Ltd