News | Personal Finance
3 Oct 2025 9:12
NZCity News
NZCity CalculatorReturn to NZCity

  • Start Page
  • Personalise
  • Sport
  • Weather
  • Finance
  • Shopping
  • Jobs
  • Horoscopes
  • Lotto Results
  • Photo Gallery
  • Site Gallery
  • TVNow
  • Dating
  • SearchNZ
  • NZSearch
  • Crime.co.nz
  • RugbyLeague
  • Make Home
  • About NZCity
  • Contact NZCity
  • Your Privacy
  • Advertising
  • Login
  • Join for Free

  •   Home > News > Business > Features > Personal Finance

    Stay in charge of your Christmas spending

    Christmas is fast approaching, but if you haven’t started your Christmas shopping, there’s no need to panic. A few simple strategies can help you get through Christmas with your wallet and your stress levels intact.


    Last minute gift buying can lead to impulse purchases and Christmas costs becoming higher than they need to be. So before you go shopping make a plan. Think about who you still need to buy for, what they might like and set a spending limit for each person. Remember it’s the thought that counts, not how much you spend.

    Making a shopping list and taking it with you is a good way to avoid making impulse purchases. This goes for the Christmas grocery shop as well. Think about how many people are coming for dinner and what you’ll have. Invite family members to contribute. People love bringing their special dish and it’s a great way to share costs.

    Make the most of shops offering free Christmas gift-wrapping, this will save buying wrapping paper and is one less thing to think about as Christmas Day approaches.

    If you can’t find the time to get to the shops, think about buying online. It can save time and makes it easy to compare prices and get the best deal.

    Avoid putting too much on your credit card. Unless you can pay it off in full when the bill arrives, Christmas will cost you more than you budgeted for.

    Try using the Christmas spendometer on Sorted.org.nz. It compares the costs of different payment methods so you can decide on the best way to pay for your Christmas purchases.

    © 2025 sorted.org.nz, NZCity

     Other Personal Finance News
     10 Sep: Spring clean your finances
     13 Aug: Plan ahead to give yourself a debt-free Christmas!
     10 Jul: Wise up to clear credit card debt
     07 May: Ways to prepare for the unexpected
     30 Mar: Time for a financial progress check
     10 Feb: Studying up on NZ Super
     10 Jan: Managing the back-to-school bills
     Top Stories

    RUGBY RUGBY
    All Blacks prop Tyrel Lomax's stop-start season could be over after re-injuring his thumb More...


    BUSINESS BUSINESS
    An 800-thousand-dollar budget for the review of New Zealand's electricity system More...



     Today's News

    Entertainment:
    Sir Lewis Hamilton's dog Roscoe has passed away 8:43

    Politics:
    Israel to 'demand' action from UK after deadly terror attack at Manchester synagogue 8:37

    Politics:
    Better communication could be the key to lifting parent turnout in school board elections 8:17

    Christchurch:
    The mother of a missing Christchurch 17-year-old has thanked the search team for their efforts to find her son 8:17

    Entertainment:
    JK Rowling has hit back at "ignorant" Emma Watson as their feud over trans issues rumbles on 8:13

    Technology:
    Nine people killed in violent Kashmir protests that took place during internet blackout 8:07

    Law and Order:
    A Coroner's report has ruled a man who went missing off the coast of Porirua in 2023, probably drowned after a diving mishap 8:07

    Cricket:
    Bangladesh have spun out Pakistan for 129 before notching a seven-wicket cricket victory at the women's 50-over World Cup in Colombo 7:47

    Entertainment:
    Zoey Deutch has revealed that she is engaged to her long-term boyfriend Jimmy Tatro 7:43

    Golf:
    Golfer Kazuma Kobori's carded an opening round four-under par 68 at St Andrews to sit in a tie for 59th at the Alfred Dunhill Links Championship 7:37


     News Search






    Power Search


    © 2025 New Zealand City Ltd