Reports demand for financial help is growing among employed people and property owners

CoreLogic data shows despite interest rates doubling over the past two years, mortgagee sales remain below pre-pandemic levels.

But it says this is a "fingers crossed scenario", and is dependent on people's ability to keep their jobs and maintain home payments.

Mangere Budgeting Services chief executive Lara Dolan says they're now getting more clients who're unable to fulfill their mortgage.

She's worried for people - and even herself - because if mortgages keep going up, she'll have to carefully review her own budget.