The Mortgage Market in NZ
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| Home Financing |
3 Dec 2025 |
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| Latest Mortgage Rates as at 1 Dec 2025 |
Mortage Rate data supplied by www.goodreturns.co.nz. This table is updated regularly and is intended as a brief guide to residential loans on owner-occupied properties in New Zealand.
While every possible effort has been made to keep the information in this table as accurate as possible, neither NZCity or Good Returns accept any liability for inaccuracies or any loss suffered as a result.
Users are strongly advised to confirm the rates and conditions that may apply in your particular situation directly with the lender.
| Today's Featured Home Financing Sites |
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Vantage NZ Limited |
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If you are a looking to buy your first home affordably, invest in Wellington City residential property or find an innovative financing solution, Vantage NZ can help. Visit site |
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Ungaro & Co Ltd |
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New Zealand Mortgage and Insurance Brokers. Apply online for your home loans, mortgage repayment insurance, investment property advice, life and medical insurance. Visit site |
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The Advice Group |
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Our financial advisers can show you how to make the most of your financial decision to give you confidence and peace of mind. We will provide you the information you need in a simple to understand way, so together we can make an informed decision as to what is the best for you and your family. For sound financial advice from Mortgages, Insurance and other services, get in touch with The Advice Group team today! Visit site |
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TalkMortgages.co.nz |
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Whether it is your first home, investment, refinancing or simply to consolidate debt. We can provide you with a pre-approved loan. We will meet you at a place and time of your convenience, and it is our aim to source the best deal for Mortgage Finance from a wide range of Banking Institutions. Our services are not only FREE OF CHARGE, but will also save you precious time and money. Visit site |
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SMC Building Society |
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New Zealand's newest building society, providing investments, savings and loans with a personal service that is friendly, flexible and fast. Visit site |
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