News | Personal Finance
16 Apr 2025 4:06
NZCity News
NZCity CalculatorReturn to NZCity

  • Start Page
  • Personalise
  • News
  • Sport
  • Weather
  • Shopping
  • Jobs
  • Horoscopes
  • Lotto Results
  • Photo Gallery
  • Site Gallery
  • TVNow
  • Dating
  • SearchNZ
  • NZSearch
  • Crime.co.nz
  • RugbyLeague
  • Make Home
  • About NZCity
  • Contact NZCity
  • Your Privacy
  • Advertising
  • Login
  • Join for Free

  •   Home > News > Business > Features > Personal Finance

    Spring clean your finances

    Spring has finally arrived and while some of you may be thinking about giving your home a spring clean and the garden an overhaul, it’s also the perfect time to review how well you’re tracking against any goals you set at the start of the year.

    10 September 2011
    Knowing what you want to achieve in life and having your money in order so your finances don’t get in the way of achieving those goals is vital. So, how are you doing? Have you stuck to the budget you set? Have you paid off your debt as much as you’d hoped? And if you’re able to save, are your savings growing as much as you’d planned?

    If you’ve stuck to your plan, congratulations – it takes discipline to make a plan work.

    If you’ve already achieved some of the goals you set, are there new ones you would like to set? Or perhaps you’d like to achieve some of the other goals faster.

    If you haven’t managed to stay on track, examine the reasons why and make any necessary adjustments. Was your budget too tight? Perhaps it didn’t cover all your expenses.

    Perhaps you need to allow for expenses and income that that have changed during the year. Were some of the goals unrealistic? Use your experience to adjust your plan and make one that’s more likely to work.

    If you didn’t set a plan, it’s not too late to make one. Saving up for Christmas may be one of your short-term goals – if you get organised now, it’s going to be more achievable. By giving your finances a spring clean, you’ll be more likely to start 2012 in a better position financially.

    Sorted.org.nz is a free independent money guide, run by the Retirement Commission. As well as providing a range of information and tools to help you plan your finances, their debt and saving calculators can help you to get your money sorted.

    © 2025 sorted.org.nz, NZCity


     Other Personal Finance News
     13 Aug: Plan ahead to give yourself a debt-free Christmas!
     10 Jul: Wise up to clear credit card debt
     07 May: Ways to prepare for the unexpected
     30 Mar: Time for a financial progress check
     10 Feb: Studying up on NZ Super
     10 Jan: Managing the back-to-school bills
     10 Dec: Stay in charge of your Christmas spending
     Top Stories

    RUGBY RUGBY
    A trans-Tasman match-up between Super Rugby champions has increased calls for more crossover affairs between New Zealand and Australian franchises in the future More...


    BUSINESS BUSINESS
    Housing market momentum could buck seasonal trends More...



     Today's News

    International:
    Canberra confirms Indonesia won't host Russian planes at air force base 22:37

    Environment:
    Tropical Cyclone Tam is expected to bring significant heavy rain and wind for the North Island and parts of the South Island 21:57

    Entertainment:
    Bob Mortimer has said he no longer fears death after seeing "light" during his life-saving heart operation 21:56

    Entertainment:
    One of Sean 'Diddy' Combs' accusers has removed Jay-Z and Beyoncé's names from his filing against the jailed rapper 21:26

    Rugby:
    A trans-Tasman match-up between Super Rugby champions has increased calls for more crossover affairs between New Zealand and Australian franchises in the future 21:17

    Christchurch:
    A person has died in a crash on State Highway one at Leithfield this afternoon 21:07

    Entertainment:
    Tori Spelling says a conversation with her daughter led to the breakdown of her marriage 20:56

    Entertainment:
    Katie Thurston no longer needs chemotherapy after getting a second opinion about her breast cancer 20:26

    Entertainment:
    Tyla finds the conspiracy theory that she is a CIA spy "hilarious" 19:56

    Entertainment:
    Jack Quaid fractured his ankle a week before his first leading role as a child 19:26


     News Search






    Power Search


    © 2025 New Zealand City Ltd